Kotak Credit Risk Fund Overview
Category	Credit Risk Fund
BMSMONEY Rank	13
BMSMONEY Rating
Gro. Opt.	As On:	17-01-2025
NAV	₹28.21_(R)		+0.02%	₹31.6_(D)	+0.02%
Returns	1Y	3Y	5Y	7Y	10Y
LumpSum_(R)	6.8%	4.91%	5.27%	5.95%	6.72%
LumpSum_(D)	7.81%	5.92%	6.3%	6.97%	7.82%
SIP_(R)	-10.25%	4.55%	4.96%	4.6%	5.2%
SIP_(D)	-9.44%	5.56%	5.99%	5.61%	6.24%
Ratio	Sharpe Ratio	Sortino Ratio	Sterling Ratio	Jensen's Alpha	Treynor Ratio
Ratio	-0.97	-0.29	0.37	-%	-
Risk	STD. Dev	VaR 1Y95%	Max DD	Beta	Semi Devi.
Risk	2.07%	-1.48%	-2.85%	-	1.74%

Top Credit Risk Fund
Fund Name	Rank	Rating
Aditya Birla Sun Life Credit Risk Fund	1
Icici Prudential Credit Risk Fund	2
Nippon India Credit Risk Fund	3

NAV Date: 17-01-2025

Scheme Name	NAV	Rupee Change	Percent Change
Kotak Credit Risk Fund - Regular Plan - Standard Income Distribution cum capital withdrawal option	12.27	0.0000	0.0200%
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	23.73	0.0100	0.0200%
Kotak Credit Risk Fund - Growth	28.21	0.0100	0.0200%
Kotak Credit Risk Fund - Growth - Direct	31.6	0.0100	0.0200%

Review Date: 17-01-2025

Kotak Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 13 out of 13 funds in the category. The fund has delivered return of 6.8% in 1 year, 4.91% in 3 years, 5.27% in 5 years and 6.72% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.07, VaR of -1.48, Average Drawdown of -1.08, Semi Deviation of 1.74 and Max Drawdown of -2.85. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has high risk in the category.

Key Points:

An investment of ₹10,000 in Kotak Credit Risk Fund direct growth option would have grown to ₹10781.0 in 1 year, ₹11883.0 in 3 years and ₹13575.0 in 5 years as of today (17-01-2025).
An SIP of ₹1,000 per month in Kotak Credit Risk Fund direct growth option would have grown to ₹11377.0 in 1 year, ₹39182.0 in 3 years and ₹69817.0 in 5 years as of today (17-01-2025).
standard deviation of 2.07 and based on VaR one can expect to lose more than -1.48% of current value of fund in one year.
Sharpe ratio of the fund is -0.97 which shows average performance of fund in the credit risk fund category.

Select Parameter:

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}	Performance
1M Return %	0.51	0.46	0.25 \| 0.63	4 \| 14	Very Good
3M Return %	1.36	1.53	1.13 \| 1.77	12 \| 14	Average
6M Return %	2.68	3.86	2.47 \| 7.06	13 \| 14	Poor
1Y Return %	6.80	7.85	5.93 \| 12.05	13 \| 14	Poor
3Y Return %	4.91	9.45	4.91 \| 39.67	13 \| 13	Poor
5Y Return %	5.27	6.82	3.14 \| 10.48	12 \| 13	Average
7Y Return %	5.95	5.25	-1.47 \| 7.57	7 \| 13	Good
10Y Return %	6.72	6.40	3.00 \| 7.75	5 \| 9	Good
1Y SIP Return %	-10.25	-8.74	-10.99 \| -4.28	13 \| 14	Poor
3Y SIP Return %	4.55	6.37	4.55 \| 11.03	13 \| 13	Poor
5Y SIP Return %	4.96	8.07	4.96 \| 23.44	13 \| 13	Poor
7Y SIP Return %	4.60	6.16	3.43 \| 12.68	12 \| 13	Average
10Y SIP Return %	5.20	5.38	2.38 \| 6.68	6 \| 9	Good
Standard Deviation	2.07	7.08	0.91 \| 70.73	9 \| 13	Average
Semi Deviation	1.74	1.84	0.73 \| 11.98	12 \| 13	Average
Max Drawdown %	-2.85	-0.72	-2.85 \| -0.26	13 \| 13	Poor
VaR 1 Y %	-1.48	-0.23	-1.48 \| 0.00	13 \| 13	Poor
Average Drawdown %	-1.08	-0.51	-1.08 \| -0.26	13 \| 13	Poor
Sharpe Ratio	-0.97	-0.23	-1.39 \| 0.68	12 \| 13	Average
Sterling Ratio	0.37	0.89	0.37 \| 3.85	13 \| 13	Poor
Sortino Ratio	-0.29	1.15	-0.40 \| 14.66	12 \| 13	Average

_{Return data last Updated On :
Jan. 17, 2025.

Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On :

Dec. 31, 2024

KPIs: Key Performance Indicators}

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}
1M Return %	0.59	0.52	0.28 \| 0.71	4 \| 14
3M Return %	1.60	1.72	1.21 \| 1.97	13 \| 14
6M Return %	3.16	4.27	2.65 \| 7.53	13 \| 14
1Y Return %	7.81	8.69	6.29 \| 13.05	13 \| 14
3Y Return %	5.92	10.29	5.92 \| 40.08	13 \| 13
5Y Return %	6.30	7.65	3.92 \| 10.80	11 \| 13
7Y Return %	6.97	6.09	-1.21 \| 8.32	8 \| 13
10Y Return %	7.82	7.29	3.95 \| 8.57	5 \| 9
1Y SIP Return %	-9.44	-8.06	-10.69 \| -3.47	13 \| 14
3Y SIP Return %	5.56	7.21	5.56 \| 11.39	13 \| 13
5Y SIP Return %	5.99	8.91	5.99 \| 23.82	13 \| 13
7Y SIP Return %	5.61	6.96	4.18 \| 12.97	12 \| 13
10Y SIP Return %	6.24	6.24	3.20 \| 7.45	6 \| 9
Standard Deviation	2.07	7.08	0.91 \| 70.73	9 \| 13
Semi Deviation	1.74	1.84	0.73 \| 11.98	12 \| 13
Max Drawdown %	-2.85	-0.72	-2.85 \| -0.26	13 \| 13
VaR 1 Y %	-1.48	-0.23	-1.48 \| 0.00	13 \| 13
Average Drawdown %	-1.08	-0.51	-1.08 \| -0.26	13 \| 13
Sharpe Ratio	-0.97	-0.23	-1.39 \| 0.68	12 \| 13
Sterling Ratio	0.37	0.89	0.37 \| 3.85	13 \| 13
Sortino Ratio	-0.29	1.15	-0.40 \| 14.66	12 \| 13

Investment Period	Regular		Direct
Investment Period	Return %	Current Value of ₹ 10000	Return %	Current Value of ₹ 10000
1D	0.02	₹ 10,002.00	0.02	₹ 10,002.00
1W	0.08	₹ 10,008.00	0.10	₹ 10,010.00
1M	0.51	₹ 10,051.00	0.59	₹ 10,059.00
3M	1.36	₹ 10,136.00	1.60	₹ 10,160.00
6M	2.68	₹ 10,268.00	3.16	₹ 10,316.00
1Y	6.80	₹ 10,680.00	7.81	₹ 10,781.00
3Y	4.91	₹ 11,547.00	5.92	₹ 11,883.00
5Y	5.27	₹ 12,927.00	6.30	₹ 13,575.00
7Y	5.95	₹ 14,988.00	6.97	₹ 16,021.00
10Y	6.72	₹ 19,159.00	7.82	₹ 21,228.00
15Y		₹		₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period	Invested Amount	Regular		Direct
Investment Period	Invested Amount	XIRR %	Current Value of Invested Amount	XIRR %	Current Value of Invested Amount
1Y	₹ 12000	-10.25	₹ 11,322.16	-9.44	₹ 11,376.66
3Y	₹ 36000	4.55	₹ 38,590.70	5.56	₹ 39,181.79
5Y	₹ 60000	4.96	₹ 68,039.64	5.99	₹ 69,817.02
7Y	₹ 84000	4.60	₹ 98,933.77	5.61	₹ 102,563.41
10Y	₹ 120000	5.20	₹ 156,649.20	6.24	₹ 165,406.68
15Y	₹ 180000		₹		₹

Date	Kotak Credit Risk Fund NAV Regular Growth	Kotak Credit Risk Fund NAV Direct Growth
17-01-2025	28.2059	31.5955
16-01-2025	28.2006	31.5888
15-01-2025	28.1722	31.5561
14-01-2025	28.1639	31.5461
13-01-2025	28.1361	31.5141
10-01-2025	28.1832	31.5644
09-01-2025	28.1656	31.5439
08-01-2025	28.1662	31.5438
07-01-2025	28.1661	31.5428
06-01-2025	28.135	31.5073
03-01-2025	28.1099	31.4767
02-01-2025	28.094	31.4581
01-01-2025	28.0665	31.4265
31-12-2024	28.0466	31.4034
30-12-2024	28.0507	31.4072
27-12-2024	28.0797	31.4372
26-12-2024	28.0675	31.4228
24-12-2024	28.0795	31.4346
23-12-2024	28.0325	31.3812
20-12-2024	27.9983	31.3405
19-12-2024	28.064	31.4132
18-12-2024	28.08	31.4304
17-12-2024	28.0617	31.4091

Fund Launch Date: 12/Apr/2010
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.
Fund Description: An open-ended debt scheme predominantly investing in aa and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: Nifty Credit Risk Bond Index

_{Source: Fund FactSheet}

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.

Kotak Credit Risk Fund

Kotak Credit Risk Fund NAV

Kotak Credit Risk Fund Review

Kotak Credit Risk Fund Performance Comparison with Peers (Regular Plan Chart)

Kotak Credit Risk Fund Review Dashboard (Regular Plan)

Kotak Credit Risk Fund Review Dashboard (Direct Plan)

Kotak Credit Risk Fund Lumpsum Returns and Investment Value

Kotak Credit Risk Fund SIP Return and Investment Value

Kotak Credit Risk Fund NAV History

Kotak Credit Risk Fund Information